Which type of insurance helps provide financial security for athletes in case of an injury?

Disability insurance is specifically designed to offer financial support to individuals who become unable to work due to an injury or illness. For athletes, this type of insurance is particularly crucial as it provides income replacement during the recovery period when they may not be able to participate in their sport or perform their job.

In contrast, medical insurance primarily covers healthcare costs, such as doctor visits and hospital bills, associated with injuries but does not provide income if the athlete is unable to compete or work. Health insurance is similar, focusing on the medical expenses rather than lost wages. Term life insurance, on the other hand, is intended to provide a death benefit to beneficiaries after the insured passes away; it does not relate to injury-related financial support.

Thus, disability insurance is the most suitable option for ensuring financial security specifically in the event of an injury affecting an athlete’s ability to earn an income.