Which statement best describes health insurance?

Health insurance is designed to provide coverage for a wide range of medical services, including both preventative and corrective care. Preventative services are intended to help individuals maintain their health and prevent illnesses before they occur, while corrective care addresses health issues that have already developed. The inclusion of both types of care in health insurance plans reflects a comprehensive approach to healthcare, emphasizing early intervention and ongoing health management.

This dual coverage is essential for promoting overall well-being, as it encourages individuals to seek routine check-ups and screenings that can identify potential health issues early. By offering reimbursement for both preventative and corrective services, health insurance plays a crucial role in facilitating access to essential healthcare while supporting long-term health outcomes.